The five questions families & discharge planners ask first

Direct answers to the most common objections, framed for a private-pay audience making a post-discharge decision. Tap any question below.

What you actually want to know before engaging

Same-day answers for discharge planners on a hospital floor, families at a kitchen table, and cardiologists making a referral decision.

Why not just home health or a Medicare-reimbursed program?

+

Summit Cardiac is a different category than Medicare home health. Our model pairs ICU/CCU-credentialed in-person RN care with continuous remote patient monitoring — Masimo SpO2, KardiaMobile 6L ECG, daily weights, and clinician-led medication reconciliation on every visit.

Medicare home-health visits are short, episodic, and typically staffed by generalist nurses covering many service lines simultaneously. Summit Cardiac's program is cardiac-only: full 8–12-week recovery window with daily RN check-ins during the stabilization phase, physician-supervised escalation under cardiologist oversight, and proactive intervention before a setback becomes a hospitalization.

The clinical target is dramatic: 30-day readmission rate below 8%, against the CMS national benchmark of 17–20% for cardiac patients. RPM-only post-discharge programs reduce readmissions from ~20% to ~14%; Summit Cardiac is built to push lower.

What does this cost vs. one readmission?

+

Summit Cardiac's program runs $3,500 to $5,000 per patient per month, depending on acuity and program length. That number covers a dedicated ICU/CCU-credentialed RN visit plus continuous monitoring for 30 days.

A single avoidable 30-day heart-failure readmission averages $14,000 to $20,000 in direct hospital cost. One prevented readmission covers roughly three months of full program cost.

Net positive ROI from the first prevented readmission. The program pays for itself the first time the RN catches and intervenes on a complication before it becomes an admission — exactly what the program is built to do.

Is this covered by insurance / do you take Medicare?

+

Summit Cardiac is a private-pay service. We do not bill Medicare, Medi-Cal, or any commercial insurance carrier. This is an intentional choice: it allows us to maintain the one-nurse-per-patient model and the visit frequency clinical outcomes require, rather than what insurance reimburses.

  • HSA / FSA funds — many patients use HSA or FSA dollars to cover program costs. Submit your Summit Cardiac receipts to your administrator.
  • Long-term-care insurance — some policies partially reimburse. Eligibility depends on your specific plan and your carrier's clinical-review process.
  • Out-of-network reimbursement — patients occasionally submit receipts to their commercial carrier for partial out-of-network reimbursement. Coverage varies by plan; we do not bill the carrier on your behalf.

This direct-to-patient model also means zero budget impact on hospitals — no PO, no contract routing, no purchase order. Discharge planners refer based on clinical fit; Summit Cardiac handles patient billing independently.

What outcomes can you actually prove?

+

Honest answer: Summit Cardiac is at pilot stage. We track outcomes per patient — readmission events, ER utilization, medication-adherence rates, time-to-stable-baseline — and publish case-level results as hospital partnerships mature.

What we can prove today is the depth of clinical training behind every patient interaction:

  • 28 years of bedside cardiac nursing across post-surgical, acutely decompensating, and chronic-cardiac populations
  • Majority of career in ICU/CCU settings — continuous hemodynamic monitoring, vasoactive drip titration, post-cardiac-surgery chest-tube and sternal assessment, ventilator-to-wean transitions
  • Physician-supervised — cardiologist oversight (Dr. Madyoon, MD) across every care plan
  • Hospital-grade equipment in the home — Masimo MightySat pulse oximeter, KardiaMobile 6L ECG, Welch Allyn ProBP 3400, daily weights

That is the clinical caliber the program is built around. Full 30-day-readmission-rate data will be published as the first hospital-partnered enrollment windows complete.

How fast can you start?

+

Same-week intake is the standard. For patients already discharged, a Summit Cardiac RN can be in the home within 24 to 48 hours of intake, with chart review beginning immediately on referral receipt.

  • Already discharged? Submit a Patient Inquiry at /intake or use the provider Referral form at /refer. Intake call within one business day. Home visit within 24–48 hours of intake confirmation.
  • Still in the hospital? Pre-discharge referral is strongly preferred for complex cases — CHF decompensation, post-CABG sternal precautions, post-valve-replacement anticoagulation, post-MI risk-factor modification. The 24 hours before discharge are the right window for chart review and medication reconciliation, so the home visit begins with a complete picture rather than a cold start.
  • Provider or discharge planner referring? Use the 12-field form at /refer. We confirm receipt the same business day and the RN reaches out to the patient within 24 hours.

Ready to talk it through?

Whether you're a family making a post-discharge decision or a discharge planner evaluating a referral — start with a no-pressure conversation. We respond same-day.

Summit Cardiac official letterhead
Official Correspondence